I came across an old email (dated February 2009) from a one-time planning client who didn't agree with my investment philosophy (it's very rare that people pay me for my advice and then don't take it but it occasionally happens).

John,

I trust that all is well with you and yours.   

<Names changed> are doing well in <name changed> and just bought a new deck boat.  (Someone has to spend money these days!)

 Are you still recommending the same slice of ETF's, etc.?  

 I have looked at your recommendations several times but have yet to act.  I am still at the same place, thinking the market is going to 5000 or below.  I am still in treasuries and short ETF's with some funds in a bullish US dollar ETF and some in a short of the Austrailian dollar.  They are doing OK.  I am probably going to buy some more of the short ETF's today and some <gold ETF> and <silver ETF>.
 
I think things are much worse than when we first met and we have another few trillion (a lot of boats) of debt with nothing to show for it.
 
I firmly believe in your method of diversification.  However, there is no short side options.  Therefore, I will be watching when to jump in.
 
Come up and go fishing.
 
Regards,  <name changed>